Hybrid and Virtual Closings

Hybrid and Virtual Closings: While it’s nice to celebrate a closing in person at the closing table, let’s agree that most closings can be rather time consuming, and often challenging for buyers to schedule time off from work to drive to a title company for an hour to sign so many documents.

·         Hybrid Closing – borrower(s) receive an email packet of all closing documents to review prior to closing.  Borrower(s) can e-sign most of these documents online prior to closing so that they only need to wet sign a few documents that need to be notarized at the title company.  This Hybrid Closing still consummates at the title company, but the process is much faster and still allows the opportunity to celebrate the closing and take pictures in person.

·         Virtual Closing – similar to Hybrid Closing, except all documents e-signed from the convenience of the borrower(s)’ home, office or while away.  This Virtual Closing includes a brief online video call with a notary so that all documents are e-signed and notarized in a compliant manner.